Buy here pay here in Las Vegas, NV
Special finance program
At Baja Auto Sales in Las Vegas, we work with all types of credit—good, bad, or no credit at all. Our goal is simple: help you get into a reliable vehicle with financing that fits your situation. Whether you need second-chance financing or flexible in-house options, we focus on solutions that work for you, not just making a sale.
How our credit approval program works
Everyone deserves a chance to finance a vehicle. At Baja Auto Sales, credit challenges don’t disqualify you. Past repossessions, bankruptcies, foreclosures, or no credit history are all okay. With proof of income and residence, you could drive away in a dependable vehicle today. To complete your approval, please bring:
Proof of income
Helps us verify your ability to make monthly payments and match you with the right financing option.
Proof of residence
Confirms your current address and ensures your application information is accurate.
8 personal references
Used as additional verification to support your approval, not as credit checks.
A down payment
A recent pay stub with year-to-date earnings; self-employed applicants should bring two years of tax returns.
Why building good credit matters
Improving your credit can open doors to future opportunities, including:
Access to major credit cards
Greater purchasing power
Lower interest rates on future loans
The ability to buy a home with a competitive mortgage rate
Quality you can trust with every used vehicle
Every used vehicle we sell includes a comprehensive benefits package designed to give you peace of mind.
Vehicle evaluation
Each vehicle is carefully reviewed for mechanical condition and overall safety.
Auction review
We examine mechanical systems and structural integrity before purchasing any vehicle from auction.
Mechanical inspection
Our inspection covers tires, brakes, suspension, drivetrain, engine components, and undercarriage.
Quality assurance
Our team validates inspection results throughout the reconditioning process.
Final delivery walkthrough
Before you drive off the lot, we complete a final walk-through with you to ensure everything meets expectations.
*Baja Auto Sales is not able to perform safety recall repairs. Vehicles may be subject to open recalls. For recall information, visit safercar.gov.